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The Holiday Mega Season Will Turn You Inside Out 12/05/2023

There is no shortage of opinions on the hype and mashing together of the holiday seasonal calendar. Some people get annoyed when retailers and advertisers leapfrog or just merge holidays, or just disregard others; but the truth is that from Halloween until the end of January, we are in one big...
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If being busy at work is good, then being very busy is even better, right? It depends. 10/05/2023

If you own and run a small business, you know being “busy” can be a very good thing, if busy means demand is strong, and you and your team are being productive and meeting customer needs. Then it only serves to follow that if busy is good, then being very busy is even better, right? It can be. If...
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Overcoming Big Obstacles for Small, Minority and Women-Owned Businesses 6/01/2023

The entrepreneurial spirit is hardwired into the DNA of millions of Americans, and hundreds of thousands of Marylanders. Maryland is home to a vibrant and diverse small business community, in a wide range of industries, run by a wide range of owners. Just like opening any business anywhere else in...
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Financial Emergencies are Still Emergencies 4/20/2023

When you hear someone use the term emergency it is generally associated with a medical emergency of various sorts. One definition of emergency is: “an unforeseen combination of circumstances or the resulting state that calls for immediate action.” By any definition, there is an urgency associated...
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Saver’s Credit: A Tax Credit for Retirement Savers 3/21/2023

Everyone knows that saving for retirement is a good thing, and everyone should do it. But for many of us, it’s like exercising and eating right. To actually do it takes more than just knowing it, it takes a plan and a commitment. What a lot of people don’t know, is that when you commit to a...
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