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  • Financial Resources

    The State of Maryland wants to help you succeed in all areas of financial health, not just retirement. Consult the organizations below for helpful information on everything from financial education to tax assistance and much more. Financial Educational Resources Financial Literacy Portal This is a...

  • Help Center

  • Help & Resources

    Need help with the Employer portal? Get all of your portal questions answered with step-by-step instructions, articles, and more in the MarylandSaves Help Center. Have a question or need help? These resources can answer some common questions and help you understand how MarylandSaves works and the...

  • Home

    Control your financial future Welcome! Saving for emergencies and retirement just got a lot easier. Nearly a million Marylanders are working full-time without access to a workplace savings plan, so many don’t have money set aside for emergencies and retirement. MarylandSaves, created by the State...

  • House Bill 1378

  • How are my contributions made?

    Every pay period, your employer will deduct your contribution from your paycheck, based on your set savings rate, and will send your contribution to your personal WorkLife Account. You can also make your own contributions through your bank account or by check, using a paper mail-in form.

  • How can I connect a bank account?

    Log in to your account, go to the “Settings” tab, and click on the “Add a new bank” button. Follow the steps to link a new bank account by connecting via Plaid or manually adding an account. Keep in mind that you won’t be able to withdraw money to a newly added bank account. There is a 10-day...

  • How can I learn more about investment options?

    You can get general information about the options here, or talk to a financial advisor about your investment options. Details about the expense ratios and other information for the funds used in the MarylandSaves workplace savings program can be found online at: Emergency Savings Fund: Lincoln...

  • How do employers register?

    To register, we just need your SDAT and the Access Code provided to you via email or letter. After that, you’ll provide a list of your employees and your payroll information. And 30 days later, you or your payroll provider will need to update your participating employees’ contribution rates within...

  • How do I claim my $300 SDAT filing waiver?

    SDAT recommends that you file online for efficiency and accuracy. If you file online and are eligible for a waiver, you should see that your balance due is at $0. To determine if your business has been exempted from the 2024 Annual Report fee, please check the list of SDAT IDs compiled by...