Are workers of only certain immigration statuses eligible for the program? What about undocumented workers?

Only workers with a verifiable Individual Tax Identification Number (ITIN) or Social Security number (SSN) can participate in the program. If a worker's information cannot be verified, the worker will not be enrolled, and an account will not be established for them. NOTE: Information provided to...

Autoenroll Notice / Opt-Out Form

Autoenroll Notice / Opt-Out Form (Español)

Beneficiary Addendum Form

Beneficiary Designation Form

Beneficiary Designation Form (Español)

Can cannabis-related businesses use MarylandSaves?

Yes.

Can employers match employee contributions?

No. Federal law does not permit employer contributions to IRAs.

Can I contribute a set dollar amount per paycheck instead of a percentage?

At this time, our payroll process is set up to process percentages only. If you’d rather contribute a fixed dollar amount each month, you can add a bank account to your WorkLife Account and contribute that way.

Can I have a designated employee or payroll services provider complete the registration and enrollment process?

Yep. You can elect to add a “Teammate” as an administrator to your account to help facilitate the MarylandSaves program if you choose not to do it yourself. This could be an authorized employee or even staff from your payroll provider. Best of all, the program is designed to work seamlessly with...