Could I lose money in my MarylandSaves investments?

All investing – whether through MarylandSaves or anyone else – involves some risk, including the risk of losing some or even all of the money you invest. Except for the funds in your emergency savings fund, the value of MarylandSaves investments can and will go up and down depending on changes in securities markets and other factors.

You should know that your emergency savings funds are an exception: they are guaranteed by a major insurance company. So, for most people in MarylandSaves for the first year or so, their funds will be protected against market losses.