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  • Privacy Policy

    Privacy Policy INFORMATION MARYLANDSAVES COLLECTS MarylandSaves collects nonpublic personal information (“Personal Information”) about you from the following sources: Information we receive from you on applications, correspondence, communications, and customer service interactions (for example,...

  • Program Description

  • Program Details

    Your WorkLife Account can help you save for emergencies and retirement through automatic payroll contributions to your own Roth Individual Retirement Account (IRA). If your employer signed you up, you’ve already got an account. Now you can decide how much to save. Here’s how to save in your...

  • Program Details

    MarylandSaves helps your employees and your business succeed Under Maryland law, most* Maryland employers must offer their employees some sort of retirement savings. This can be a traditional pension, a 401(k) plan, a 403(b) plan, a SEP plan, a SIMPLE IRA plan, a governmental deferred compensation...

  • Program Forms

    The bulk of what you will need to manage and update your WorkLife Account can be done online, simply by signing in to your account. But, if you prefer to do things offline, we have all the forms you’ll need below as downloadable PDFs. You can also give us a call at 1-833-811-7438, Monday – Friday,...

  • Program Resources

    These guides and resources can help you understand how MarylandSaves works and the benefits it offers employers and savers. Resources for employers Employer Portal Help Center Get all of your portal questions answered with step-by-step instructions, articles, and more in the MarylandSaves Help...

  • Recharacterization Form

  • Registration Checklist

  • Retirement Calculator

    See how saving part of your paycheck can help support your retirement goals. Use this handy retirement calculator to see how your contributions can add up. All inputs are based on Roth Individual Retirement Accounts (IRAs) and their contribution limits. How this calculator works The calculations...

  • Saver FAQs

    Maryland’s new state-sponsored retirement savings program is open right now. It was created to help nearly one million Marylanders who work but don’t have access to employer-sponsored retirement plans. We understand you’ll have questions. Here are the answers to some frequently asked questions. If...