Do I have to do anything to join MarylandSaves?

No. Once your employer signs you up, you’ll be enrolled automatically, and savings will be deducted from your paycheck automatically and put in your personal WorkLife Savings Account a month later. Unless you direct otherwise, your money will be invested first in emergency savings and then in a specially designed retirement program.

However, you’re in control and change anything at any time, including withdrawing your money or opting out of the program entirely. Your participation in MarylandSaves is completely voluntary.